I was mindlessly scrolling my Apple News feed last night when the clickbait got me. Travel + Leisure had posted its 50 Best Places to Retire in the Unites States for 2025 article. Retirement is still somewhat far away in my future, but I'm at the age where it's starting to cross my mind.

T+L's list is broken down by regions of the US, and I was not only shocked to see two Montana cities on the list, but (perhaps more so) I was surprised to see that the Treasure State towns they chose are not Bozeman or Whitefish.

The two Montana communities Travel + Leisure picked for "best places to retire in the US"  this year are frequently snubbed by other residents. We're talking about Butte and Great Falls. 

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Credit Aaron Flint, TSM
Credit Aaron Flint, TSM
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Retire in Butte, Montana?

Good old Butte, America is now considered one of the best places to retire in the West. Butte, home to the biggest toxic pit in the world. I love Butte, so don't @me, but this one is kind of a shocker.

That said, Butte has been enjoying a bit of a comeback in recent years, as home buyers moving to Montana found somewhat more affordable housing in this former mining town.

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Butte offers plenty of outdoor recreation, and its central location between Bozeman, Missoula, and Helena offers relatively easy interstate highway access to other cities. The town is chock-full of Montana history, and T+L noted its cultural events, such as the Montana Folk Festival.

CMR High School at sunset
CMR High School. Credit Mark Wilson, Townsquare Media
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Retire in Great Falls, MT?

I briefly lived in Great Falls in the early 2000s, and I'll be frank... I did not like it. Winters are brutal, folks weren't particularly friendly, and the town lacks many of the retail and dining options you'd expect in cities of similar size.

Watching aircraft fly in and out of Malmsrtom AFB was fun, though, and having the Missouri river running through town is quite nice.

Photo by Larry Busacca/Getty Images
Mexico, baby! Photo by Larry Busacca/Getty Images
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This Montanan will be heading south.

Butte and Great Falls might be attractive places for out-of-state retirees who want to live out their golden years in Big Sky Country. But when the time comes for me to start living the good life of naps, bingo, and dinner at 4 pm, I hope to be doing somewhere a lot warmer than Montana.

LOOK: This is what you now need to retire comfortably in every U.S. State

Go Banking Rates analyzed 2025 financial data to determine how much is necessary to retire across the nation, factoring in groceries, housing, transportation, healthcare costs, and more. Plus, what an additional $1 million in savings would look like, along with a financial comparison to New Jersey. States are listed from least savings to most.

Gallery Credit: Mike Brant

The 10 best and 10 worst states to retire

For their 2024 report, Bankrate.com analyzed factors such as cost of living, health care and crime to rank the 50 states as places where you might want to consider retirement. Visit this link for the complete report.

Gallery Credit: Bankrate/New Jersey 101.5

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