The New Years Eve Parties have come and gone.  Now it's time to make your New Years Resolution.  I have never made a resolution because if I don't succeed, I feel like a failure.  If I want to lose weight I could start March 10.  More exercise, I'll start February. What's on your list?

  • Exercise
  • Stop Smoking
  • Stop Drinking
  • Better Diet
  • Make more money
  • Save more money
  • Call family members more often
  • Take a vacation
  • Learn a new hobby

Whatever your resolution is, remember you can start it anytime.  I you don't succeed, don't be hard on yourself.  At least you tried.